---
title: "Company vs freelancer"
url: https://consultax-varna.com/calculators/company-vs-freelancer/
language: en
dateModified: 2026-09-25
---

# Company vs freelancer

The same income as an employee, a freelancer or a company owner — total taxes, contributions and take-home, side by side.

Company vs freelancer

Gross annual income

Salary from your company

Take-home

€45,852.48

Per month

€3,821.04

Taxes and contributions

\-€14,147.52

Effective rate

23.58%

Freelancer (self-insured)

Take-home

€48,594.48

Per month

€4,049.54

Taxes and contributions

\-€11,405.52

Effective rate

19.01%

EOOD profit + dividendHighest take-home

Take-home

€49,231.01

Per month

€4,102.58

Taxes and contributions

\-€10,768.99

Effective rate

17.95%

Opens a printable sheet — choose "Save as PDF" in the print dialog.

Simplified for orientation: the salary option spends the whole amount as the company's salary cost, the EOOD owner self-insures on the minimum base and distributes all profit, the freelancer starts from the minimum advance base. The right structure depends on more than this number — talk to us before acting on it.

[Ask us to check your case](https://consultax-varna.com/contacts/)